Invoice finance releases capital tied up in unpaid invoices, improving working capital without increasing long-term debt. For businesses offering 30, 60 or 90-day payment terms, invoice finance aligns funding with sales activity.
What Is Invoice Finance?
Invoice finance allows businesses to receive an advance on issued invoices before customers pay. Common structures include Invoice Factoring, Invoice Discounting, and Confidential Invoice Discounting.
Why Use It?
- Improve cash flow
- Fund payroll and suppliers
- Support rapid growth
- Reduce reliance on overdrafts
Invoice finance grows in line with your sales.
How We Structure It
We assess your debtor book quality, customer concentration, industry risk, turnover levels, and cash flow cycle. We then structure facilities aligned to your trading profile and operational needs.
Frequently Asked Questions
What percentage can be advanced?
Typically 70% to 90% of invoice value.
Is it confidential?
Confidential facilities are available.